1. Eligibility Requirements for SSDI in New Mexico

• The individual must have a disability that prevents them from performing substantial gainful activity (SGA).
• Disability must be expected to last for at least 12 months or result in death.
• Applicants must have worked long enough in jobs covered by Social Security to qualify for SSDI.
• Applicants must have earned sufficient work credits based on their age and employment history.

2. The Role of Work Restrictions in SSDI Eligibility

• Work restrictions are critical in determining whether an individual can perform their past job or adjust to new employment.
• Individuals with severe restrictions may be unable to earn above the SGA threshold, which is necessary for SSDI eligibility.
• The SSA considers whether the disability limits the individual’s ability to perform tasks associated with their previous occupation or other types of work.

3. Medical Evidence Required for SSDI Claims

• Detailed medical records from treating physicians, showing the severity and duration of the condition.
• Reports from specialists or healthcare providers that directly address the limitations caused by the disability.
• Documentation of functional limitations and how the condition affects the ability to work or perform daily tasks.

4. The Impact of Work History on SSDI Eligibility

• A claimant’s work history and earnings help determine if they have enough work credits to qualify for SSDI.
• If a claimant has not worked enough or recently enough, they may not be eligible, even if their disability is severe.
• The SSA uses work credits based on age and employment history to decide eligibility for SSDI.

5. The Review Process for SSDI Claims in New Mexico

• The SSA reviews the medical evidence, work history, and restrictions to assess eligibility for SSDI benefits.
• Consistency is essential—medical documentation, work history, and functional limitations must align.
• The SSA may ask for additional evidence or conduct a consultative examination to better understand the claimant’s condition.

6. Why SSDI Benefits Matter in New Mexico

• SSDI provides financial support to individuals who can no longer work due to disability.
• These benefits help cover basic living expenses for those unable to support themselves through work.
• SSDI serves as a safety net for individuals who have contributed to Social Security but can no longer maintain employment due to their condition.