Trial Work Period (TWP)

• SSDI recipients in New Mexico can test their ability to work through a Trial Work Period (TWP).
• During this period, you can work and earn income for up to 9 months (within a 60-month rolling window).
• In 2025, any month you earn over $1,110 counts as a trial work month.
• You continue receiving your full SSDI benefits during the TWP regardless of earnings.

Extended Period of Eligibility (EPE)

• After the TWP, you enter a 36-month Extended Period of Eligibility (EPE).
• During the EPE, you can still receive SSDI for months when your earnings remain below the Substantial Gainful Activity (SGA) limit.
• In 2025, SGA is $1,550 per month (or $2,590 if blind).

Reporting Work Activity

• You must report all work activity and income changes to the SSA.
• Failing to report could result in overpayments that must be repaid.
• Accurate reporting ensures you remain compliant while testing your ability to work.

New Mexico Work Incentives

• New Mexico residents may qualify for state vocational rehabilitation programs to support part-time or trial work.
• These programs can help you return to work gradually while protecting your SSDI benefits.
• Work incentives may include training, job placement, and supportive services.

Tips for Working While on SSDI in New Mexico

• Keep detailed records of your work hours and income.
• Maintain regular doctor visits and document your ongoing disability.
• Understand how your earnings affect SSDI payments to avoid overpayment.
• Consult an SSDI expert to ensure compliance with SSA rules.